Personal Money Management

Everything you need to know about effective money management.


Why take this course?

Being savvy with your money is becoming more and more essential as the cost of living increases, and we all want to be able to enjoy the money we earn without worrying about overspending and entering financial difficulties.

This course covers everything you need to know about effective money management - from controlling what you spend on a day-to-day basis, to buying large items that require more planning and budgeting.

What you will experience

This course is split into manageable sections. These are:

Section 1: Understanding personal money management
This section aims to help you change your attitude towards money and learn how to make savings in order to manage your money better and see it go further. Explore credit and the many different types and the cost of borrowing (including the dangers of the consequences following missed payments).

Section 2: Applying methods for personal money management
Work out which daily money management methods suit you best by exploring different ways to save. You will learn about the amount of your earnings that you actually take home on pay day - after tax and national insurance deductions - as well as examining other potential deductions and entitlements you might eligible for.

Section 3: Planning for and financing a significant expenditure
This section has been specifically developed to ensure you know exactly how to get things you never thought you could realistically afford. You will pick out something you have always wanted to buy, and the course will help you find the best way you can purchase it - including how you will finance it and which purchase protection would work best for you.

Student writing

Key facts

Mode of study
Distance Learning
Method of study

This course will require you to manage your workload independently, without tutor support.

Entry requirements

Previous knowledge or experience would be of benefit but is not essential.

What you will need

Students must have access to a computer with a broadband internet connection.

What you need to know

Anything else?

This is a Distance Learning course which means you can study at home, in the workplace or wherever you choose at times that are convenient for you. You do not have any classes to attend. The materials for this course are provided as webpages for you to work through online. As you progress through the course materials you will find explanations of each feature, followed by practical exercises.

Fee Waivers

Please note that fee waivers or funding do not apply for this course.

Next steps




Duration Fees Code
5 Hours over 1 Month £30.00
Paper applications only

Paper applications

You must submit a paper application form for this course and return it to us completed and signed.

Completed forms should be returned to the following freepost address:

The Student Information & Admissions Manager
North East Scotland College
Aberdeen City Campus

Should you have any problems with your application, please contact the Student Advice Centre:

Telephone: 01224 612330

If you take up a place on a College course, at the start of the course you will be asked to sign an enrolment form. In signing the form and/or taking up a place on a College course, you will enter into a contract with the College and be bound by the North East Scotland College Standard Terms and Conditions of Study. Copies of the Terms and Conditions are available for inspection on notice boards and at various locations throughout the College, at the College Reception, on the College website:, or can be obtained on request from the Student Funding and Admissions Manager, North East Scotland College, Aberdeen City Campus, Gallowgate, Aberdeen AB25 1BN. Please note that courses are offered subject to (a) there being sufficient numbers of enrolments and (b) the availability of resources. The College reserves its right (i) not to run courses where the number of students is considered insufficient or where resources are unavailable and (ii) in certain circumstances, to refuse admission to an individual applicant.